The age old question of “Should I buy Term or Permanent Insurance?” challenges even the brightest of minds. We have been helping Individuals and Small Business Owners for over a decade make the right decision. We represent groups over 100 insured and have built complex policies for higher income professionals in the medical and dental fields. Let us guide you through this process to get you to the best solution for your situation.
Many overlook the most important insurance a young working professional can have. No not life insurance, disability or “Paycheck” insurance can have a dramatic effect if you become no longer able to work due to an accident or illness. We are positioned to help you customize the right solution from a small policy to meet your needs, all the way over to an own occupation benefit to ensure your lifestyle isn’t dramatically affected if the unforeseen occurs. We are appointed with many major carriers and even have an appointment specifically to meet the needs for High Income Individuals. We are here to help build the perfect Disability coverage for you.
Although our agents are licensed in Property and Casualty, whether Commercial or Home and Auto, we have alliances with some of the best teams to help you with your Property and Casualty needs. We believe this area of insurance requires a team approach and we are here to help. Whether looking for an individual or captive agent, we have relationships in both arena’s to help our clients meet their needs while still holding true to their relationship with Bieri Agency, Inc.
The complexity of choosing the right Health Insurance plan has grown since the inception of the Affordable Care Act. It is no longer just about price and there are many pitfalls that can cause you to incur unnecessary costs, from the right carrier to the right specific plan. Many have acted in error when choosing this benefit alone. Why not take advantage of using a professional to make this decision when the cost is already baked into the rates? Whether you are a Group or Individual seeking Health Insurance, let an agent help you make an educated decision around your Health Insurance.
Choosing the right Dental plan can make all the difference on how going to the Dentist affects you financially. Questions like “Does our Dentist participate in-network?” and “Should we shop Dentists if we are incurring large bills year over year?” are more of a reason to seek our assistance when choosing a plan. We have carriers that offer higher annual maximum benefits all the way over to vast networks and everything in between. Whether Group or Individual policies, we are prepared to help. Let us guide you to the right decision pertaining to your Dental coverage.
When it comes to Vision insurance, there are questions like “Do I really need Vision Insurance?” and “What does my benefit really cover?”. We can help. Many vision plans have different networks of Optometrists and a lot of Dental plans are now bundling Vision. Large and Small, Group or Individual we are prepared to find the right plan for you. Let us help you determine which benefit will suit you and your family best!
Bieri Agency, Inc. was Incorporated May 3rd, 2016 and provides consulting services pertaining to Group and Individual Medical, Dental, Vision, Life, Disability, Accident, and additional Ancillary benefits. Our target market is small businesses in Michigan with a participating employee size ranging from 20-50 employee’s. Our smallest group client’s have just two participating employee’s while our largest group has just over 50 participating employee’s and over 100 eligible. We deliver advice to Owner’s and Leadership in decision making for the group offering all the way to assisting new employee’s making decisions that will directly affect their families. Let us help you define your group benefit package and start a relationship with our team.
We also provide direction for individuals and those turning 65. We have found this to couple perfectly with our group relationships, so that employee’s leaving their trusted employer have a resource as they transition to the next phase of their life. We also have multiple Doctors and Dentists that we have helped establish custom disability policies for High Income Individuals and we have also designed life insurance strategies for those who have exhausted their savings ability in other more common vehicles.
After Graduating from Western Michigan University in 2006, Ken has let his career drive the framework for his current areas of expertise.see more
Working with Ken to purchase health insurance has been an excellent experience for me and for our company. He met with our team and patiently and knowledgeably answered all of our questions. We were due to have new insurance begin Jan 1, and as my wife and I were expecting a new baby at the beginning of the year, we were anxious to ensure all the paperwork went through correctly. Ken went the extra mile and did an excellent job communicating with me throughout the holidays as our insurance was being processed. He really helped to make sure everything was in order and to alleviate our concerns.
Ken is hands down one one of the most committed professionals that I’ve ever had the pleasure of engaging with. Having no in-house human resources personnel, Ken navigated our company through the very difficult to understand, arduous process of building group benefits with extreme patience and compassion. It became aware to me that Ken truly cared for our team members and their families – which is a unique experience among most of our vendors. His knowledge of the industry, products, real-world application and common-sense approach are truly remarkable. I feel comfortable contacting Ken at any time, for any reason; and with the confidence that I’ll get the guidance that I was looking for. Thank you for all you’ve done for our companies, Ken – you’ve truly gone above and beyond!
